Provenance Score for Lending

How We Score Assets for Loans

Capital Scoring

Sections

The Weighted Scorecard

How Proveniq Capital determines loan eligibility and terms

The Provenance Score Formula

Score = (V × 40%) + (H × 30%) + (I × 20%) + (P × 10%)

Verification

40% weight

Did they actually buy this?

History

30% weight

How long have they owned it?

Identity

20% weight

Who is the borrower?

Physical

10% weight

Does the item exist as stated?

Why This Matters for Lending

Traditional lenders can't verify ownership of personal property. The Provenance Score gives us confidence that the collateral is legitimate, owned by the borrower, and valued correctly—enabling instant liquidity against verified assets.